life & annuities insurance

ABOUT LIFE INSURANCE

Coverage and rates to meet your needs

At Bogle Insurance Brokers we can help you find the life insurance coverage that's right for you and your loved ones, including permanent life insurance with Living Benefits that you can use in your lifetime.


What you need to know about Life Insurance


 

What is life insurance?

Insurance that pays out a sum of money either on the death of the insured person or after a set period.


 

What is permanent life insurance?

An umbrella term for life insurance plans that do not expire (unlike term life insurance) and combine a death benefit with a savings portion. This savings portion can build a cash value - against which the policy owner can borrow funds, or in some instances, the owner can withdraw the cash value to help meet future goals, such as paying for a child's college education. The two main types of permanent life insurance are whole and universal life insurance policies.


 

What is living benefit?

In some life insurance policies, benefits available before death, in such events as long-term, catastrophic or terminal illness.


ABOUT ANNUITIES

Make your money work for YOU!

With the retirement playing field littered with crushed investments and dreams, the safety of guaranteed income streams looks more attractive each day. Annuities can provide such guarantees, so let's take a look at them and consider whether they make sense for you.


What you need to know about Annuities


 

What is an annuity?

An annuity is a contract between you and an insurance company in which you make a lump sum payment or series of payments and in return obtain regular disbursements beginning either immediately or at some point in the future..


 

What are the different types of annuities offered?

  • Fixed annuities
  • Variable annuities
  • Equity-indexed annuities
  • Immediate annuities
  • Longevity annuities
  • Equity-indexed annuities


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